Freelance & Creators.
A designer in Manila finishes a $500 project on Tuesday. She sees the money the following Wednesday. Minus $42 in fees.
Challenge
Freelance marketplaces sit at the intersection of every cross-border payment problem that exists. Clients in one country paying creators in another, through a platform headquartered in a third. The legacy rails were never built for this.
01Payouts took 5 to 7 business days via international wire. For freelancers living project to project, that's not an inconvenience. It's a cash flow crisis.
02Fees ate the earnings. Wire charges, FX conversion, intermediary bank cuts. A $500 project landed as $450. Sometimes less.
0315% of client deposits failed outright. Card declines, geo-restrictions, authentication loops. Clients ready to pay, blocked by their own bank.
04Chargebacks on finished work. Client pays, freelancer delivers, client files a dispute. The platform or the freelancer eats it.
Solution: Crypto Deposits and Payouts
SpacePay plugged into both sides of the marketplace. Clients fund projects through a branded crypto checkout embedded in the platform. Freelancers receive payouts directly to their wallet. No bank account required, no wire delays, no intermediary skimming fees off the top. Deposits confirm in under a minute. Payouts land in under five. And once the money moves, it doesn't move back.
Results
<0min
payout speed
down from 5–7 days
0<$1
payout fee
network fees only
0%+
deposit acceptance
up from 85%
0%
chargebacks on work
irreversible settlement
The marketplace was bleeding on both ends. Clients couldn't deposit, freelancers couldn't get paid, and chargebacks punished everyone in between. One integration closed all three wounds.